1.    Which of the following benefits of marketing are useful to the nation?
      a)    Increase in the nation production
      b) Government Income
      c) Utility of national resources
      d) All of the above
      e) None of the above
  2.    ATM Centre of the bank is a means of ___
      a) Direct marketing
      b) Indirect marketing
      c) Negative marketing
      d) All of the above
      e) None of the above
  3.    Which of the following bank is based on new marketing concept?
      a) Union Bank
      b) State Bank of India
      c) UCO Bank    d) PNB
      e) All of the above
  4.    Which is the most suitable strategy for "Target Marketing"?
      a) CRM    b) ATM    c) DATA
      d) Union    e) Strike
  5.    As per Partnership Act a non-banking company can have a maximum of 20 partners. How many partners may be there in a banking company?
      a) 10
      b)    Number of partner may be decided by customer
      c) 15    d) 20    e) 5
  6.    Abraham Moslow's theory deals with:
      a) Creativity    b) Team spirit
      c)    Hierarchical Theory of needs - Motivation
      d)    Effective communication skills
      e) All of the above
  7.    What are the different stages of the Product Life Cycle?
      a) Creation and Development
      b)    Product development, Introduction, Growth
      c) Corruption, Growth, Maturity
      d) Innovation, Growth, Decline
      e)    Introduction, Growth, Maturity, Decline
  8.    ____ is the course of a Product's sales and Profits over its life time.
      a) Research and development
      b) Brand and Brand planning
      c) Product life cycle
      d) Cost    e) Price
  9.    Cash and carry wholesalers are _____ wholesalers
      a) full line    b) specialty line
      c) general merchandise
      d) full service e) limited services
  10.    Which of the following is not a promotional drive component?
      a) Kiosk Banking
      b) Tele marketing
      c) SMS
      d) Print media Advertisement
      e) Telephone calls
  11.    Which of the following involves the Traditional marketing?
      a) Telemarketing
      b) Digital Marketing
      c) Indirect Marketing
      d) Direct Marketing
      e) All of the above
  12.    Free Sample as a sales promotion device is the actual offering of a free trial of a Product to ____
      a) Consumer
      b)    Product produce of the
          organization
      c) Staff    d) Manager
      e) All of the above
  13.    Which of the following is not a part of 4 Ps of Marketing Mix?
      a) Product    b) Price
      c) Promotion    d) Person
      e) Place
  14.    One of the following is not a target group for saving account _____
      a) Salaried Persons
      b) Doctors
      c) Public servants
      d) Insurance agents
      e) Loss Making Companies
  15.    The performance of a sales person is directly linked to ___
      a) the amount of incentives paid
      b) profit level of the company
      c) ability of the sales person
      d) All of the above
      e) None of the above
  16.    ____ helps people to select and buy required product/service as per their choice.
      a) Product Mix and Cost Pricing
      b) Advertising    c) Brand
      d) Price    e) Quality
  17.    Which of the following options will meet the example of Product Line?
      a)    SB, CD, Vehicle Loan, Mortgage Loan
      b) SB, CD, LC, LG
      c) Global variables
      d) SB, CD, FD, RD
      e)    Segment and portfolio wise data
  18.    A ____ is the way consumers perceive an actual or potential product?
      a) product idea b) product image
      c) product concept
      d) product feature
      e) None of these
  19.    Business facilitator and Business Correspondents are:
      a) Employees of the Bank
      b) Appointed by RBI
      c)    Outsourced persons to assist the bankers
      d)    Appointed by individual banks to speed up financial inclusion objectives
      e) c & d
  20.    Code of conduct for DSA (Direct Selling Agents) is formulated by:
      a) Indian Banks' Association
      b) Reserve Bank of India
      c) Government of India
      d)Concerned State Governme- nts
      e) None of the above
  21.    Alternate Delivery channels for Banks include:
      a) ATMs    b) POs
      c) Mobile Banking
      d) Internet Banking
      e) All of the above
  22.    Consumer behavior, Perception is a process through which
      a)    a consumer make ultimate purchasing
      b)    a consumer is satisfied
      c)    a consumer's mind receives, organizes and interprets physical stimuli
      d)    Both (a) and (c)
      e)    None of the above
  23. The Target Group for Current Deposit Account is ___
      a) Newborn babies
      b) Students
      c) Parents
      d) Businessmen
      e) All of the above
  24. Mutual funds investment can be effectively canvassed because of the advantage of ____
      a) Low Risk    b) High Risk
      c) Totally risk free
      d) All of the above
      e) None of the above
  25.    Recently ____ has raised its stake beyond 10% in a few blue chip companies even after the insurance regulator IRDA decided to impose a cap of 10% on the institution's investment in a single company.
      a) Life Insurance Corporation
      b)    General Insurance Corpora- tion
      c) Tata-AIG Insurance
      d) All of the above
      e) None of the above
  26.    Which of the following is not a tool for Marketing Planning Appraisal?
      a) External appraisal
      b) Internal appraisal
      c) PCOT analysis
      d) Gap analysis
      e) SWOT analysis
  27.    Which of the following refers to the unauthorized sale of new, branded products diverted from authorized distribution channels or imported into a country for sale without the consent or knowledge of the manufacturer?
      a) Stealth marketing
      b) Niche distribution
      c) Grey marketing
      d) Authorized distribution
      e) None of these
  28.    In SWOT analysis, situations where organizations are able to convert weaknesses into strengths and threats into opportunities are called:
      a) Strategic windows
      b) Strategic leverage
      c) Conversion strategies
      d) Vulnerability
      e) None of the above
  29.    In modern day marketing, the benefits of selling extend to ___
      a) Only products and services
      b) Only after sales services
      c)    Lifelong relationship with the buyer
      d) All of the above
      e) None of the above
  30.    'Out sourcing' means services rendered by ____
      a) Outside agencies
      b)    Other departments of the company
      c)    Employees, other than the sales persons
      d) Marketing department
      e) All of the above
  31.    Find the incorrect option regarding Sales promotion:
      a) Building Product Awareness
      b) Creating Interest
      c) Providing Information
      d) Designing new products
      e) None of these
  32. Which among the following works as an access barriers?
      a) Trade laws
      b) Tariff
      c) Communication
      d) Price
      e) None of the above
  
  
  KEY
  1) d;    2) a;    3) e;    4) a;    5) a;
  6) c;    7) e;    8) c;    9) e;    10) a;
  11) d;    12) a;    13) d;    14) e;    15) c;
  16) b;    17) d;    18) b;    19) e;    20) a;
  21) e;    22) d;    23) d;    24) a;    25) a;
  26) c;    27) c;    28) c;    29) b;    30) a;
  31) d; 32) a.


  1.    Who is the Chairman of the committee set up to scrutinize applications for new Bank licenses?
      a) Usha Thorat     b) Bimal Jalan
      c) C B Bhave    d) S Damodaran
      e) None of the above
 
  2.    The minimum rate of interest charged by a Bank from custo-mers on the loans is?
      a) Base Rate    b) Bank Rate
      c) Prime Rate
      d) Prime Lending Rate
      e) None of the above
 
  3.    Recently RBI took several steps to control Rupee depre-ciation. The effect of  Rupee depreciation  reflects in:
      a) Exports become costlier
      b) Imports become costlier
      c) Imports become cheaper
      d) Both (a) & (c)    e) None
 
  4.    RBI has decided to allow non-residents to carry Indian currency up to a maximum of Rs. ...... beyond Immigration/ Customs desk to the Duty Free Area/ Security Hold Area in the departure hall in inter-national airports in India for meeting miscellaneous expen-ditures.
      a) 12,000   b) 10,000   c) 15,000
      d) 20,000   e) None of the above
 
  5.    In India, Commodities Market is regulated by?
      a)    Forward Market Commission
      b)    Forward Market Committee
      c)    Forward Market Corporation
      d)    Forward Market Council
      e)    None of the above
 
  6.    In India, Scheduled Commer-cial Banks are those Banks included?
      a)    In the 2nd Schedule of RBI Act 1934
      b)    In the 2nd Schedule of BR Act 1949
      c)    In the 2nd Schedule of NI Act 1881
      d)    In the 2nd Schedule of Com-panies Act 1956
      e)    None of the above
 
  7.    Banks in India are governed by BR Act 1949.  What does  BR stands for?
      a) Banks Registration
      b) Banking Re-organization
      c) Banking Regulation
      d) Banking Rights      e) None
 
  8.    What is India's Apex Tax body?
      a) CBDT                 b) GAAR
      c) IT Department     d) RBI
      e) None of the above
 
  9.    What is Net Interest  Income of a Bank?
      a)    Margin of Interest earned on Trading in Govt. Securities
      b)    Difference between the Base Interest Rate and the Average Lending Rate
      c)    Difference between the interest (income) received on advances and interest (expen-diture) paid on deposits.
      d)    Difference between Interest on Term Loans and Interest on Cash Credits
      e)    None of the above
 
  10.    The Basel III guidelines would be implemented in India by––:
      a) March 31, 2017
      b) March 31, 2019
      c) March 31, 2021
      d) March 31, 2016
      e) March 31, 2018
 
  11.    Main functions of Money?
      a) Medium of Exchange
      b) Unit of Account
      c) Store of Value
      d) Only 'a' and 'b' of the above
      e) 'a', 'b' & 'c' of the above
 
  12.    For Kisan Credit Card (KCC) there should be no processing fee up to a card limit of .......
      a) Rs. 4 lac    b) Rs. 2 lac
      c) Rs. 1 lac    d) Rs. 50,000
      e) Rs. 3 lac
 
  13.    Mutual funds are regulated by?
      a) SEBI    b) IRDA
      c) NABARD    d) RBI
      e) MUTHOOT FINANCE
 
  14.    What is Call Money?
      a)    Money borrowed or lent for a
          day or over night
      b) Money borrowed for more than one day but upto 3 days
      c) Money borrowed for more than one day but upto 7 days
      d) Money borrowed for more than one day but upto 14 days
      e) None of these
 
  15.    Which of the following banks has the highest number of bra-nches outside India?
      a) HDFC Bank    b) ICICI Bank
      c) Bank of Baroda
      d) Indian overseas Bank
      e) Indian Bank
 
  16.    Maximum extent of guarantee where credit facility in CGT MSE for Micro and Small Enterprises is ......
      a) 65%      b) 75%     c) 50%
      d) 85%      e) 100%
 
  17.    ...... is a money market inst-rument, which enables colla-teralized short term borrowing through govt. securities:
      a) Reverse Repo Rate
      b) Repo Rate    c) Bank Rate
      d) MSF    e) Usance Bill
 
  18.    Which of the following is not a tool in the hand of RBI to control the inflationary press-ure in the country?
      a) Cash Reserve Ratio (CRR)
      b) Bank Rate
      c)    Statutory Liquidity Ratio (SLR)
      d)    Special Drawing Rights (SDR)
      e)    None of these
 
  19.    Banks in India normally follow a practice of providing addi-tional interest rate on retail domestic  term deposits of?
      a) Handicaps     b) Senior citizens
      c) Rural people    
      d) Married Women    e) None
 
  20.    In the context of Banking System, what does productivity means?
      a) Productions of Services
      b) Quality of Customer service
      c) Business per employee
      d) All the above  e) None of these
 
  21.    Which of the following is eligible for priority sector len-ding by banks in India?
      a)    Micro and Small Enterprises
      b)    Economicallyweaker sections
      c)    Agriculture   d) Only a and c    
      e)    All a, b and c
 
  22.    What is the minimum capital  that RBI prescribed for banks to enter into Insurance Business?
      a) Rs. 400 cr    b) Rs. 300 cr
      c) Rs. 200 cr    d) Rs. 100 cr
      e) Rs. 500 cr
 
  23.    Which of the following is NOT a banking related term?
      a) Underwriting    b) Undertaking
      c) Underpinning    d) Outstanding
      e) None of the above
 
  24.    Loans of very small given to low income group is called?
      a) Cash Credit     b) No Frill Credit
      c) Micro Credit    d) Small Credit
      e) Rural Credit
 
  25.    Mahila Kisan Sashaktikaran Pariyojana, under NRLM (Na-tional Rural Livelihood Miss-ion)  is targeting towards:
      a) Women farmers  b) SHGs
      c) Joint Liability Groups
      d) Women Enterpreneurs
      e) None of the above
 
  26.    Increase in the Net RBI credit for central government represents?
      a) Revenue Deficit
      b) Fiscal Deficit
      c) Budgetary Deficit
      d) Monetized Deficit
      e) None of these
 
  27.    As per the prevailing norms, banks declare an account ino-perative if it is not used for what period?
      a) Six months    b) One year
      c) Two years    d) Five years
      e) None of these
 
  28.    Issuing of Credit Cards is a component of ?
      a) Rural Banking
      b) Micro Finance
      c) Retail Banking
      d) Corporate Banking
      e) None of these
 
  29.    In which circumstance Dear money policy will be adopted by RBI?
      a) Time deposit     b) Inflation    
      c) Treasury Bills     d) All the above
      e) None of these
 
  30.    Which of the following rate decided by the RBI is called "Policy rate"?
      a) Deposit Rate     b) Base Rate
      c) Lending Rate
      d) Exchange Rate   e) None
 
  31.    Doha Bank has been granted license to commence banking operations in India for one of the Private Banks based in?
      a) Kuwait b) Iran  c) Bahrain
      d) Qatar    e) None of these
 
  32.    Which of the following is the essential feature of a genuine Currency Note?
  a)    The issuing authority name should be printed on it
  b)    The promise clause should be printed
  c)    The guarantee clause should be there
  d)    All the above    e) None
  
  Key
  1. b    2. a    3. b    4. b    5. a    
  6. a    7. c    8. a        9. c    10. e    11. e    12. e    13. a    14. a    15. c      16. d    17. b    18. d    19. b    20. c    21. e    22. e    23. c    24. c    25. a    26. d    27. c    28. c    29. b    30. b
  31. d    32. d


  1.    Which of the following is an electronic device to read printed barcodes?
      a) Barcode Reader
      b) Barcode Scanner
      c) Barcode Converter
      d) Both a and b
      e) None of these
  2.    The simultaneous processing of two or more programs is usually referred to as?
      a) Multiprogramming
      b) Multi Tasking
      c) Time sharing
      d) Multi processing
      e) None of these
  3.    ISDN stands for?
  a)    Integrated Server Dialing Network
  b)    Integrated Services Digital Network
  c)    International Subscriber Dialing Network
  d)    Integrated Server Digital Network
  e)    None of these
  4.    Getting an instruction from the main memory to the CPU, in computer terminology, is referred to as?
      a) Getting    b) Gathering
      c) Fetching    d) Framing
      e) Downloading
  5.    CAN is the acronym for?
      a) Computer Address Networking
      b) Campus Area Network
      c) Computer Aided Networking
      d) Common Area Network
      e) None of these
  6.    Which of the following term is used to describe the window that is currently being used?
      a) Web window  
      b) Display Area
      c) Word pad window
      d) Active window   
      e) Monitor
  7.    Sending data from one place to another by electronic means is usually referred to as?
      a) Internet
      b) Data Transmission
      c) Data Storage              d) E-mail    
      e) Distributed processing
  8.    DSL is an example of?
      a) Wireless    b) Broadband
      c) Network    d) Slow
      e) None of these
  9.    Which of the following is/are the features of Unix Operating System?
      a) Multiuser     
      b) Time-sharing
      c) Multitasking    
      d) All the above
      e) None of the above
  10.    Which of the following is true about name box in excel?
  a)    It appears at the left side of the formula bar
  b)    It appears below the menu bar
  c)    It shows the locations of the active cell
  d)    Both a and c     e) both b and c
  11.    The rules that govern data communication is called:
      a) Virtual Dragon
      b) Protocol    
      c) Multitasking
      d) Packet    e) None of these
  12.    Which of the following is not a Network Topology?
      a) Bus    b) Ring    c) Star    d) Tree    e) Packet
  13.    Find the odd one out?
      a) PROM    b) EPROM
      c) CDROM    d) ROM
      e) None of these
  14.    Which of the following is not search engine?
      a) Bing   b) MSN  c) Google    d) Yahoo    e) Mosaic
  15.    Which of the following displays the buttons for changing text style, alignment and size?
      a) Standard Toolbar
      b) Status bar    
      c) Drawing Toolbar
      d) Formatting Toolbar
      e) Task bar
  16.    Which of the following is the keyboard shortcut for spell check in MS-Word ?
      a) F2         b) F3  
      c) F5      d) F6     e) F7
  17.    How many bits does IPv6 address consists of ?
      a) 32         b) 64
      c) 128     d) 256     e) 512
  18.    Anil keys in "Alt+F4" in order to turn-off his computer. Anil can't see which of the following in that dialogue box ?
      a) Turn off    b) Restart
      c) Switch user    d) Cancel
      e) Stand by
  19.    Which of the following logic circuit can be used to add more than two binary digits?
      a) Half adder    b) Serial adder
      c) Subtracter    d) Full adder
      e) Parallel adder
  20.    Find the odd one out?
      a) Operating System
      b) Interpreter    c) Compiler
      d) Assembler    e) None of these
  21.    Creating a single cell by combining two or more selected cells is usually referred to as?
      a) Formatting    b) Merging
      c) Embedding    d) Splitting
      e) None of these
  22.    Network Interface card is housed in?
      a) Memory    b) CPU
      c) Motherboard    
      d) RAM    e) Hard Disk
  23.    Which of the following transmission mode is used for data communication over telephone lines?
      a) Synchronous    b) Parallel
      c) Asynchronous
      d) Serial    e) Dual
  24.    Which of the following is the minimum zoom percentage supported by MS Word?
      a) 10%     b) 15%     
      c) 25%    d) 4%
      e) None of these
  25.    In MS Word, the function that corrects text as you type is referred to as?
      a) Auto Summarize    
      b) Auto Insert    
      c) Auto Correct
      d) Track Changes
      e) None of these
  26.    Which of the following is a small pen-shaped instrument that is used to input commands to a computer screen or a mobile ?
      a) Mouse    b) Touchpad
      c) Stylus    
      d) Touch Screen
      e) Graphic Labels
  27.    Which of the following is true about Wi-Fi ?
      a) It is a type of computer
      b) It is a type of network cable
      c) It is a type of website
  d)    It is a set of popular technologies and standards for wireless computer and networking
  e)    It is a set of computer programs that help people make money on internet
  28.    An IP address is a numeric value that identifies?
  a)    The physical location of computer
  b)    The user id of the computer
  c)    The manufacturer of the computer
  d)    A network adapter to other devices on the network
  e)    Other websites in www.
  29.    Which of the following is needed for uploading and downloading ?
      a) FTP    b) HTTP    
      c) TCP      d) IP           e) HTML
  30.    Which of the following is a non volatile memory?    
      a) RAM    b) MOS
      c) ROM        d) MSI           e) SSI
  31.    The total number of processes that complete their execution per unit time is referred to as?
      a) Access time    b) Throughput    
      c) Latency Time    
      d) Waiting Time
      e) All the above
  32.    Which of the following is true about dial-up internet access ?
  a)    It utilizes broadband
  technology
  b)    It utilizes existing telephone service
  c)    It uses a router for security
  d)    Modem speed is high
  e)    None of the above
  33.    PDA is the acronym for?
      a) Portable Digital Assistant
      b) Personal Digital Assistant
      c) Personal Duplex Assistant
      d) Portable Duplex Assistant
      e) Public Display of Affection
  34.    Compiler creates?
      a) A program Specification
      b) Algorithm
      c) An Executable Program
      d) A Subroutine
      e) None of these
  35.    Moving processes between main memory and disk is called?
      a) Caching    b) Swapping
      c) Spooling    d) Transferring
      e) Scheduling
  36.    Which of the following is designed to perform a computer system's routine house-keeping functions?
      a) Operating System
      b) Interpreter System
      c) Compiler     d) Utility
      e) Microprocessor
  37.    In OSI model, which layer works as an interface between the user and the network?
      a) Transport Layer
      b) Data-link layer
      c) Network Layer
      d) Application Layer
      e) None of these
  38.    Which of the following is not one of the four major data processing functions of a computer?
      a) Gathering Data
  b)    Processing data into information
  c)    Analysing the data or information
  d)    Storing data or information
  e)    None of these
  39.    Deleted data remains on a disk until?
      a) The data is overwritten
      b) The recycle bin is emptied
  c)    A file compression utility is used
  d)    The disk is scanned
  e)    None of these
  40.    How many types of views are present in Power point?
      a) 3           b) 4              c) 5
      d) 6           e) None of these
  41.    Which of the following is not a mode in starting windows?
      a) Command Prompt
      b) Safe Mode
      c) Normal Mode
      d) Turbo Mode
      e) None of these
  42.    Which of the following process rearranges file fragments into contiguous files?
      a) Folder folding
      b) Defragmentation
      c) Unfragging
      d) Disk scanning
      e) None of these
  43.    Which of the following server stores and manages files for network users?
      a) Authorization Server
      b) Main Server    c) Web Server
      d) File Server     e) None of these
  
  Answers
  
      1. d    2. d    3. b    4. c    5. b
      6. d    7. b    8. b    9. d    10. d
      11. b    12. e    13. c    14. e    15. d
      16. e    17. c    18. c    19. d     20. a
      21. b    22. c    23. d    24. a    25. c
      26. c    27. d    28. d    29. a    30. c
      31. b    32. b    33. b    34. c    35. b
      36. d    37. d    38. c    39. b    40. b
      41. d    42. b    43. d.
  


 1.    A mistake in an algorithm that cause incorrect results is called?
      a) Logical error    b) Syntax error
      c) Compiler error
      d) Machine error
      e) Procedural error
  2.    What is URL?
      a)    A computer software program
      b)    A type of programming object
      c)    The address of a document or page on the World Wide Web
      d)    An acronym for Unlimited Resources for learning
      e)    A piece of hardware
  3.    Which of the following would you find on LinkedIn?
      a) Games     b) Connections
      c) Chat     d) Applications
      e) None of these
  4.    Which of the following is the first step in seizing a window?
      a)    Point to the title bar
      b)    Pull down the view menu to display the toolbar
      c)    Point to any corner or border
      d)    Pull down the view menu and change to large icons
      e)    None of these
  5.    _____ is a technique that is used to send more than one call over a single line?
      a) Digital transmission
      b) Infrared transmission
      c) Digitizing     d) Streaming
      e) Multiplexing
  6.    Which of these is a point-and-draw device?
      a) Mouse     b) Scanner
      c) Printer    d) CD-ROM
      e) Key board
  7.    The letter and number of the intersecting column and row is the?
      a) Cell location    b) Cell position
      c) Cell address
      d) Cell coordinates
      e) Cell contents
  8.    Which of the following is not a means of personal communication on the internet?
      a) Chat    b) Instant messaging
      c) Instanotes    d) Electronic mail
      e) None of these
  9.    NIC is the acronym for?
      a) Network Integrated Card
      b) Network Intranet Card
      c) Network Interface Card
      d) No Internet Connection
      e) None of the above
  10.    In Power Point, the Header & Footer button can be found on the Insert tab in which group?
      a) Object group
      b) Illustrations group
      c) Text group    d) Tables group
      e) None of these
  11.    _____ is a set of computer programs used on a computer to help perform tasks?
      a) An instruction    b) Software
      c) Memory    d) A processor
      e) None of these
  12.    A string of eight 0s and 1s is called a?
      a) Megabyte    b) Byte
      c) Kilobyte    d) Giga byte
      e) Kilo bite
  13.    Which of the following is not a threat to security and privacy?
      a) Hackers    b) Spam
      c) Viruses    d) Identify theft
      e) None of these
  14.    A collection of programs that controls how the computer system runs and processes information is called?
      a) Operating system
      b) Computer    c) office
      d) Compiler     e) Interpreter
  15.    Who among the following is the father of super computer?
      a) Charles Babbage
      b) Billgates    c) Steve Jobs
      d) Jeff Stronstrup
      e) Seymour Cray
  16.    What do you understand by the term 'Booting'?
      a)    The process of starting the computer from the power-off position
      b)    Connecting the computer to the electric switch
      c)    Increasing the memory of the computer
      d)    The process of shut down the computer
      e)    None of these
  17.    Housing all hardware, software, Storage and processing in one site location is called?
      a) Time sharing
      b) A distributed system
      c) Centralized processing
      d) A host computer
      e) None of these
  18.    _____ process rearranges file fragments into contiguous files?
      a) Folder folding
      b) Defragmentation
      c) Unflagging    d) Disk scanning
      e) File filling
  19.    _____ means that the data contained in a database is accurate and reliable?
      a) Data redundancy
      b) Data integrity
      c) Data reliability
      d) Data consistency
      e) None of these
  20.    _____ is the process of carrying out commands?
      a) Fetching    b) Sorting
      c) Executing    d) Decoding
      e) None of these
  21.    In Windows environment Ctrl + Z is used to?
      a) Copy    b) Paste
      c) Cut    d) Undo
      e) None of these
  22.    PCB is the acronym for?
      a) Processing Cache Block
      b) Pixel Control Block
      c) Process Control Block
      d) Program Control Block
      e) None of these
  23.    A hybrid computer uses a _____ to convert digital signals from a computer into analog signals?
      a) Modem     b) Modulator
      c) Demodulator    d) Decoder
      e) None of these
  24.    Hyperlinks cannot be?
      a) Of special shapes like banners
      b) Pictures    c) Text
      d) Drawing objects like ovals
      e)    All of the above can be hyperlinks
  25.    Network components are connected in a linear sequence in _____ topology?
      a) Star    b) Ring
      c) Bus      d) Mesh    e) Mixed
  26.    A directory within the directory?
      a) Mini Directory
      b) Junior Directory
      c) Part Directory
      d) Sub Directory
      e) None of these
  27.    LED stands for?
      a) Laser Emitting Diode
      b) Light Emitting Diode
      c) Liquid Emitting Diode
      d) All        e) None of these
  28.    Which of the following is the mail client which works without internet?
      a) MS Access    b) MS outlook
      c) MS InfoPath    d) MS publisher
      e) Both (2) and (3)
  29.    WI-FI Stands for?
      a) Wireless facility
      b) Wireless network
      c) Wireless fidelity
      d) Features of wireless
      e) None of these
  30.    JVM converts source code in to _____ ?
      a) Source code    b) Object code
      c) Byte code    d) All
      e) None of these
  31.    A table is a collection of _____ ?
      a) Files    b) Worksheets
      c) Fields    d) Records
      e) None of these
  32.    User actions such as key strokes or mouse click are referred to as:
      a) Interrupts    b) Tasks
      c) Events    d) Processes
      e) None of these
  33.    What is the extension flash file format?
      a) .swf    b) .flm
      c) .mfh    d) .fls
      e) None of these
  34.    GSM stands for _____?
      a)    General Solutions of Multiple Access
      b)    Global system for mobile communication
      c)    Generation Subscriber Machine
      d)    Gopher Started for machine communication
      e)    None of these
  35.    Which of the following is not relate to MS-Excel?
      a) Formula    b) Function
      c) Table     d) Frame
      e) None of these
  36.    Which of the following is the Short cut to open New Slide _____ ?
      a) Ctrl + M    b) Ctrl + N
      c) Ctrl + O    d) Ctrl + F
      e) Ctrl + A
  37.    _____ is the security against viruses, which monitors both incoming and outgoing traffic?
      a) Encryption    b) Spanning
      c) Firewall    d) Worms
      e) None of these
  38.    'Web Page Spoofing' is sometimes referred to as:?
      a) Spyware    b) Antivirus
      c) Phishing    d) Browsing
      e) None of these
  39.    The 'Resolution power' of a printer indicates its _____ :
      a) Speed    b) Quality
      c) Model    d) All of these
      e) None of these
  40.    The technique that extends storage capacity of main memory beyond the actual size of the main memory is called?
      a) Multitasking
      b) multiprocessing
      c) Virtual storage
      d) Cache storage    e) Switching
  41.    Internet chatting is an example?
      a) Simplex Communication
      b) Duplex Communication
      c) Half Duplex
      d) All of the above
      e) None of these
  42.    What is the name of the logic circuit which can add two binary digits?
      a) Half Adder    b) Full Adder
      c) Parallel Adder
      d) Serial Adder    e) None of these
  43.    Which of the following best defines access time?
      a)    Interval during which a program is executed by the computer
      b)    Time taken for a computer device to transfer information
      c)    Time taken for a device to transfer information from its storage system to the memory
      d)    Duration for which a user is allowed to access the computer facilities
      e)    None of the above
  44.    Who among the following developed yahoo?
      a) Dennis Ritchie
      b) David File & Jerry Yang
      c) Steve Kaze    d) Robert Kahn
      e) Larry page & Sergy Brin
  45.    Wireless communication is an example of which of the following mode of transmission?
      a) Simplex    b) Half duplex
      c) Duplex    d) Both b and c
      e) None of the above
  46.    Which of the following is not associated with hard disk technology?
      a) SATA     b) IDE
      c) UDMA    d) ATA    e) WAP
  47.    Which of the following best defines Operating System?
      a)    An interface between hardware and software
      b)    An interface between hardware and application program
      c)    An interface between user and an application program
      d)    All of the above
      e)    None of the above
  48.    Which of the following is merely an output device and has no processing capabilities?
      a) Personal Computer
      b) Node    c) Dumb Terminal
      d) Server    
      e) None of the above
  49.    If the data is to be stored into a secondary storage medium it must be:
      a) Partitioned    b) Defragmented
      c) Formatted    d) Labeled
      e) None of the above
  50.    In MS Word, a redline under a word indicates
      a) Grammar mistake
      b) Spelling Mistake
      c) No Mistakes
      d) Virus Infection
      e) None of the above
  
  Answers
      1. a    2. c    3. b    4. a    5. e
      6. a    7. c    8. c    9. c    10. c
      11. b    12. b    13. b    14. a    15. e
      16. a    17. c    18. b    19. b     20. c
      21. d    22. c    23. a    24. e    25. c
      26. d    27. b    28. b    29. c    30. c
      31. d    32. c    33. a    34. b    35. d
      36. a    37. c    38. c    39. b    40. c
      41. b    42. a    43. c    44. b    45. b
      46. e    47. d    48. c    49. c    50. b


 1.    At present, Which of the following bank's (largest  share-holding 82.23%) is still held by Government?
      a) Union Bank of India
      b) United Bank of India
      c) Uco  Bank
      d) Punjab National Bank
      e) None of the above
  2.    The existing FDI (Foreign Direct Investment) Policy is modified  recently.  Important features are?
  a)    Unlisted companies can also  raise capital  abroad
  b)    No prior permission is required to raise capital abroad
  c)    No permission is also required for subsequent listing in India
  d)    The above provisions are allowed initially for a period of two years only.
  e)    All the above
  3.    At present public sector banks are offering  4% interest on Savings Bank Deposits, whereas  Bharatiya Mahila Bank  is offering?
  a)    4.5% on all the deposits in SB portfolio.
  b)    4.25% on all the deposits in SB portfolio
  c)    2% excess interest to Mahila Senior Citizens
  d)    4.5% on SB balances utto Rs 1.00 lakh and 5% on balances above Rs 1.00 lakh
  e)    All the above
  4.    In case of delay in providing credit under RTGS, the beneficiary bank has to pay compensation at current __ to the beneficiary customer per day?
      a) Repo Rate+2%    b) Repo Rate
      c) Repo Rate + 3%    d) Bank Rate
      e) None of the above
  5.    As per the provision of Companies Act 2013. What is the minimum paid up capital of a private company?
      a) Rs 1.00 lac    b) Rs 2.00 lac
      c) Rs 3.00 lac    d) Rs 4.00 lac
      e) Rs 1.00 Crore
  6.    In NEFT Unique transaction Reference (UTR) is a ______ character number?
      a) 20            b) 16    c) 26    d) 30            e) 11
  7.    Which of the following agencies, is empowered to frame rules specifying the period of preser-vation of records & instruments by a banking company?
      a) Reserve Bank of India
      b) Central Government
      c) Competent court
      d) Indian Banks Association
      e) None of the above
  8.    Which of the following orders, the RBI may pass when the affairs of a banking company are detrimental to the interest of public?
  a)    To call any officer of the Bank to discuss the matter with RBI officials
  b)    RBI may depute its officer to watch the proceedings at any meeting of the Board of Directors
  c)    To instruct Banking company to make within specified time the changes in the manage-ment
  d)    None of the above
  e)    All the above
  9.    Which of the following state-ments is not correct in connection with interest on loans & advances?
  a)    The bank may waives the part or full of interest charged to a borrower
  b)    The bank has liberty to provide interest free loan to a borrower
  c)    In case the interest charged by the bank is not inconformity with the rate prescribed         by the RBI, the court may disallow such excess interest
  d)    The bank can charge the interest below the prime lending rate
  e)    All the above
  10.    Which of the following is not correct regarding selective credit control?
  a)    Bank loans extended to speculators to hoard goods will lead to inflation
  b)    Bank credit to consumers to raise demand for durable consumer goods will also lead    to inflation
  c)    The commodities are selected at random
  d)    Selective credit controls are used to control inflationary pressure
  e)    All the above
  11.    Which of the following guide-lines are applicable in connection with shortfall in lending to priority sector?
  a)    An equivalent amount of shortfall under agriculture sector should be invested with RIDF
  b)    Any shortfall in achieving sub-target under SSI sector, an equivalent amount should be invested with SIDBI
  c)    Interest of RIDF investment is payable at 40%
  d)    None of the aboe
  e)    All the above
  12.    Which of the following is the description of a Fixed Deposit Receipt?
  a)    It is a Negotiable Instrument
  b)    It is a  document of Title to Goods
  c)    It is a transferable Instrument
  d)    It is a undertaking to indemnity
  e)    A Not Negotiable and Transferable instrument
  13.    In a Company, the registration of charges is required for?
      a) Loan against FD
      b) Lien on Govt. Securities
      c) Book Debts
      d) Loan against Shares
      e) All the above
  14.    KYC guidelines have been framed on the basis of four core components. Which of the follo-wing in not core component?
  a)    Customer Acceptance Procedure
  b)    Customer Identification Procedure
  c)    Monitoring of Transaction
  d)    Risk Management
  e)    Management of Operational risk
  15.    In Flying Club a/c, cheque signed by the Secretary is received after his death. Whether it is payable?
  a)    It will be paid
  b)    It should not be dated subse-quent to date of death.
  c)    Both a & b
  d)    Cannot be paid
  e)    Can be Paid at the discretion of Branch Manager
  16.    In Internet banking, without involving another bank, what can be done?
  a)    FD can be issued
  b)    Intimation regarding LC
  c)    Issue of cheque
  d)    Customer funds can be transferred
  e)    None of the above
  17.    Payment of interest on Savings Bank accounts by Scheduled Commercial Banks (SCBs) would be calculated on a ______ with effect from April 1, 2010?
  a)    Minimum balance between 10th and the last date
  b)    Daily product basis
  c)    Maximum balance between 10th and the last date
  d)    No interest payable from 1st April 2010.
  e)    None of the above
  18.    Banks print Cheque books having similar particulars. The format of Cheque is prescribed by which Act?
  a)    N.I. Act 1881
  b)    It is a Practice / Customs and Usage
  c)    Transfer of Property Act
  d)    Sale of Goods Act
  e)    None of the above
  19.    Claim payable under the CGTMSE credit guarantee scheme to a women entrepreneur whose loan amount in default is Rs. 80 lac is __ lac?
      a) 40        b) 50
      c) 55        d) 60    e)65
  20.    One of the following is not a characteristic of Cash Credit?
  a)    There will be series of disbursements and repayments
  b)    Stock statements are to be submitted periodically
  c)    Cheque book facility is given
  d)    Interest is debited to the account periodically
  e)    All the above
  21.    Break Even Point indicates the level of a business activity where?
      a) The business breaks down
      b) All costs are recovered.
      c) Projected profits are recovered  
      d) Fixed costs are recovered
      e) None of the above
  22.    Section 42(1) of RBI Act 1934 deals with which of the following
      important ratios?
      a) Cash Reserve Ratio
      b) Statutory Liquidity Ratio
      c) Credit Deposit Ratio
      d) Debt Equity Ratio
      e) None of the above
  23.    IBPC stands for?
  a)    Inter Bank Principal code
  b)    International Bank for Petro Chemicals
  c)    Inter Bank Participation Certificate
  d)    Inter Bank Personal clearing
  e)    None of the above
  24.    A 3 years Term Deposit Receipt was originally issued in the name A who nominated 'B'. as nominee. Subsequently, B's name was deleted and C's name was added. After one year B's name is deleted and D's name is added?
  a)    Accept the request and act accordingly as nomination can be changed any number of times.
  b)    Not accept the request as change of name is permitted only once.
  c)    Accept, provided B also gives consent
  d)    Not accept as RBI directives prohibit such a change
  e)    Nomination can be changed only twice.
  25.    Financial assistance for the activity which is not considered indirect finance to agriculture is?
      a) Agro service centre
      b) Loans to Electricity Boards
  c)    Finance to primary agricultural societies
      d) Bio gas     
      e) None of these
  
  
  Key
    1. b      2. e       3. d      4. a       5. a
    6. b       7. b      8. e     9. b    10. c
  11. e     12. e    13. c    14. e     15. c
  16. d    17. b    18. b    19. c    20. d
  21. b    22. a    23. c    24. a    25. d